by Banner | Oct 18, 2016 | Uncategorized
If you are currently considering buying a new home or refinancing an existing home loan through the VA program, it’s important to understand recent changes in Colorado VA appraisal fees. The Department of Veterans affairs recently notified loan providers throughout... by Banner | Oct 5, 2016 | Buying a Home
A critical part of buying a home is going through the inspection process. While inspections are not required to secure a VA home loan, the state of Colorado does require termite inspections on new build homes. Though a VA home loan inspection is not mandated, we... by Banner | Sep 28, 2016 | Buying a Home
If you have questions about the VA appraisal, you are not alone. At Banner Mortgage we often hear from potential home owners who have questions about the VA’s Minimum Property Requirements (MPRs), questions we are always happy to answer. If you plan to secure a VA... by Banner | Aug 31, 2016 | VA Loans
The VA home loan program is designed to benefit activity duty military personnel as well as veterans. Because VA loans are insured by the Department of Veterans Affairs, eligibility requirements are less stringent than traditional home loan programs. If you are... by Banner | Aug 25, 2016 | VA Jumbo Loan
If you are currently considering your home loan options, and you are eligible for the VA loan program, we encourage you to consider the benefits of a VA jumbo loan. The VA Loan Program The VA loan program was created to help active and retired members of the armed... by Banner | Jul 26, 2016 | USDA Rural Housing
The entire mortgage industry is currently abuzz about a very exciting announcement that recently came out of the USDA. In October of this year, USDA Rural Development will be significantly reducing funding and annual fees on guaranteed home loans. What exactly does... by Banner | Jul 14, 2016 | Buying a Home
To say that the Denver real estate market is hot, is an understatement. Growth in the Denver market is attracting businesses, young professionals, families and even retirees from around the country. With all of this growth comes a run on the housing market. Inventory... by Banner | Jun 23, 2016 | USDA Rural Housing
Yesterday, the USDA increased the income limits for USDA loans. Below are the county income limits for Colorado USDA loans. For income limits on 5 or more people, please contact me. Download the 2016 USDA Income Increases here or view below. CITY/COUNTY PROGRAM 1... by Banner | May 9, 2016 | Credit Scoring
Are you in the market for a new home? Or perhaps you are considering refinancing? In either case, your credit score will have a direct impact on your loan eligibility and your interest rate. What exactly are lenders looking for? Let’s take a closer look. FICO Scores... by Banner | Mar 25, 2016 | VA Jumbo Loan
Here at Banner Mortgage we are often asked how VA jumbo loans work. With so many variables unique to the VA loan program, it’s important to understand how a VA jumbo loan works before deciding which type of VA loan for which to apply. VA Jumbo Loans 101 Unlike...
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