Understanding What VA Home Inspectors Look For

A critical part of buying a home is going through the inspection process. While inspections are not required to secure a VA home loan, the state of Colorado does require termite inspections on new build homes. Though a VA home loan inspection is not mandated, we...

The VA Appraisal: What you Need to Know

If you have questions about the VA appraisal, you are not alone. At Banner Mortgage we often hear from potential home owners who have questions about the VA’s Minimum Property Requirements (MPRs), questions we are always happy to answer. If you plan to secure a VA...

Understanding the VA Home Loan Process

The VA home loan program is designed to benefit activity duty military personnel as well as veterans.  Because VA loans are insured by the Department of Veterans Affairs, eligibility requirements are less stringent than traditional home loan programs. If you are...

The Benefits of a VA Jumbo Loan

If you are currently considering your home loan options, and you are eligible for the VA loan program, we encourage you to consider the benefits of a VA jumbo loan. The VA Loan Program The VA loan program was created to help active and retired members of the armed...