• Welcome to Banner Mortgage

    Banner Mortgage is a division of Universal Lending, who has been a local lender for over 40 years. We share this with you so you can take comfort in knowing that we are backed by an established lender and are not an “overnight lender” with no history or ties to the Colorado community.

  • GET THE APP

    Now you can calculate monthly payments, send important documents, and stay up to date on your mortgage process on the go with our mobile app!

  • FAMILY FIRST

    Your family is important. Trusting Banner Mortgage as your lender means you understand that we are looking out for you and your family’s best interest. You can trust that the home loan you secure from Banner Mortgage will be comfortable for your family’s financial situation, and won’t put you in a financial pinch.

  • USDA Rural Housing Specialists

    USDA Rural Housing Loans have many nuances and requirements that other home loans do not have. We are highly experienced in USDA Loans and can help make financing your home an easy, worry free process.

We promise to provide premium care, customer service and exceptional expertise to anyone looking to finance a residence or second residence in Colorado.

 

Why Choose Banner Mortgage?

Banner Mortgage is on a mission to change the way you get a mortgage. You’re not just another number to us. You are a person trusting us with possibly the biggest financial investment you will make and that means a lot. Banner Mortgage offers many loan options to choose from including down payment assistance, care and guidance throughout the entire home loan process. You don’t become part of the herd, you become part of our family.

  • OUR TEAM

    With over 25 years serving homebuyers in Colorado, our team at Banner Mortgage is qualified and ready to help you. We are a division of Universal Lending, who has been a local lender for over 40 years, so you can take comfort in knowing that we are backed by an established lender.

  • RESOURCE CENTER

    We believe it is important for you to know what your options are so you can make the best decision for you and your family. That is why we have put together a resource center full of information just for you! As always, don’t hesitate to contact us with other questions you have!

  • APPLY NOW

    The first step in the home financing process is to get pre-approved so you can see what the best loan option is for you and your family. Click the button below to fill out our online application and get prequalified and start your home buying journey
    today.

WHAT OUR CLIENTS ARE SAYING

  • I have told you more than once you are the reason we have continued to use your services. If we need you in the future for mortgage stuff you can depend on us using your company. Thanks again and we too are blessed to have people like you in our life. PS. We will refer you to others if the opportunity arises.

    - Jim

  • Ideal service and personal attention. Lisa was great to work with, and helped us get the money we needed to make changes in our home. She truly knew what we needed, and how to get the funding together. Thanks again Lisa.

    - Scott Willis

  • Lisa is extremely knowledgeable and had unlimited patience with us and our many questions relating to our VA loan. We would definitely recommend her to everyone as she was very personable and made us feel like part of her family. She is very efficient and we did not feel like an excessive amount of paperwork was required during our loan process. Lisa kept us up to date on an almost daily basis with our loan progress and our loan was actually closed a lot earlier than we were expecting due to her personal attention to detail.

    - Charlie & Sandy Axt

  • Lisa is an absolute expert on mortgages. She is always available for any questions and her help goes far beyond the home buying experience. Through the process she truly becomes a friend, and it’s nice having a friend to help during the confusing process of buying a home. Lisa made the whole experience, dare I say it, FUN! She was always timely in her work and her communication is top notch. She explained every step of the process and I felt comfortable the entire time. I highly recommend Banner Mortgage and Lisa.

    - Hannah Madsen

  • Everyone here was amazing! This is my second time using Banner Mortgage and both times where a pleasure. Lisa is such a great lady and wonderful to interact with. The knowledge, professionalism and care taken at every step is unbeatable. I recommend them to everyone!

    - Melissa Crippen

  • Lisa was outstanding to work with on our first home purchase. She promptly answered all of our questions throughout the entire process and was always ready to assist us. I would definitely recommend her and Banner Mortgage to friends and family. Thank you Lisa!

    - Lee Thomson

  • I am so grateful to Lisa Lessard at Banner Mortgage for the assistance and guidance she gave me in financing my home! As a first time home buyer I had no idea of what I needed to do to complete the process. She patiently answered every question I had and made sure everything I should be doing to get to closing was completed. I believe you could not find a better person to work with in financing a home!!

    - Kimberly Salveson

  • I’ve used Lisa for several transactions (refi, new home loan, etc) and I get consistent service each time. She is extremely knowledgeable and truthful with her answers. I'm always impressed with her responsiveness. Even when I text her on weekend and tell her no need to reply now she always does. I will keep using Lisa for every loan or refinance for as long as I live in Colorado.

    - Michael S

  • Lisa M. Lessard is absolutely wonderful to work with in every way imaginable. She is professional, patient, and understanding. She answers questions thoroughly and in a way that a layperson can understand. She's incredibly responsive; I always felt as though I was her only client (i.e., she made me feel like a valued customer). Her expertise was invaluable as I hesitated a few times during the initial decision-making process. Lisa's very high standard is also reflected in other ULC team members. Everyone was top-notch to work with.

    - Catherine C.

  • Lisa has been absolutely amazing to work with. She helped us with the purchase of our first home and now helped us with the second one. She was always available for any questions and was very timely in here responses.

    - Tyler G

  • I chose Universal Lending to refinance my home because of Lisa M. Lessard. She was the person I had for my original financing and she did an excellent job before and I trusted her to do her best again. She is attentive, responsive, and in general a great person to have for all you need to finance a house!

    - Kimberly S

  • I found Lisa Lessard to be extremely easy to work with. Lisa has such a pleasant, caring personality, coupled with her level of expertise I had no concerns or questions to weigh me down. Lisa explained every step, every deal was covered. Her high level of professionalism is to her credit. I have already recommended Lisa Lessard to two acquaintances & will refer everyone who asks to Lisa Lessard and Universal Lending. I am so grateful for such a smooth transaction.

    - Linda R.

  • I work with Lisa Lessard because I think she is the best in the business. She is always at the peak of professionalism and working with her is effortless. I refer friends, family, and co-workers to her any chance I get.

    - Christopher D.

  • Lisa was amazing! She did our first loan nine years ago and I tracked her down to do this one. I would work with her again in a heartbeat. She was responsive to all of my questions. Never made me feel stupid. And was quick to respond to phone callsEmails and text messages. I could not more highly recommend her.

    - Amanda M.

  • Lisa was awesome and made this the easiest mortgage process I have ever experienced. (And I have had numerous) She is professional, responsive and kept me informed every step of the way. I will definitely refer her to others!!

    - Valerie B.

HERE TO SERVE YOU

I am very passionate about helping you turn your dreams into a reality! I know buying a home can be a stressful, yet a super exciting time and I am here to provide you a smooth process in finding your new home with professionalism, honesty, and exceptional customer service.


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