Understanding What VA Home Inspectors Look ForA critical part of buying a home is going through the inspection process. While inspections are not required to secure a VA home loan, the state of Colorado does require termite inspections on new build homes. Though a VA home loan inspection is not mandated, we strongly encourage you to go through the inspection process. This is your opportunity to learn about the state of the property before completing your purchase. If the VA home inspector discovers any major issues, you still have the opportunity to walk away from the property. Should you choose to forego the home inspection process, you run the risk of facing unexpected costs down the road.

What does a VA Inspector Look For?
A home inspection offers a comprehensive look at a property. Though it is similar to a VA appraisal, the inspection provides a more in depth look at every square inch of a property.  It is the inspector’s job to find any potential issues and bring them to your attention. While the list of items your inspector will check for may vary from one region of the country to another, here are some of the items you can expect to be analyzed:

  • Structure
  • Electrical
  • Plumbing
  • Heating and cooling systems
  • Appliances
  • Exterior walls, landscape, drainage, etc.
  • Interior walls, ceilings, ventilation, etc.

Once complete, you will be provided with a detailed report of all findings. If your VA inspector should discover any issue with the property, this information can be used in the negotiation process. It is very important to take an objective look at the findings of your VA inspection. Is the property in need of costly repairs? Do you need to begin budgeting for updates in the near future?  Is this a wise investment? An inspection will give you the peace of mind to move forward with the loan process or the clarity to continue looking for your dream home.

Are you ready to secure a VA loan?
Whether you have found the perfect property, or you’re considering a move, having a home inspection should be part of the buying process. If you would like to learn more about the options available to you via the VA home loan program, we encourage you to contact us today. Discover why so many active and retired military personnel trust us with their VA home loan needs!

Allow us to walk you through the every step of the process. Let’s get started today!